OUR BUSINESS MODEL
STRENGTHS
- Rock solid balance sheet
- One of the best Cost/Income ratios in Europe
- Leader in risk management
- Large number of customers
- Capital exceeding regulatory requirements
- Excess liquidity reserves
- Low leverage
- Leader in Corporate Social Responsibility
STRATEGIC PRIORITIES
- To be a real-economy Bank
- To achieve sustainable profitability
- To be the #1 Bank in Europe for risk profile
- To be the #1 Bank in Europe for efficiency
- To be the #1 Bank in Italy for all banking products and a European leader in Wealth Management & Protection
- To support Italian businesses abroad with our international presence
- To be a simple and innovative Bank
- To ensure the best customer relations with a multi-channel approach
OUR FORMULA FOR SUCCESS
- Significant de-risking at no cost to shareholders
- Cost reduction through further simplification of the operating model
- Revenue growth, capturing new business opportunities
OUTCOME
- Solid and sustainable value creation and distribution, while maintaining a high capital base
- Medium/long-term lending to households and businesses
- Support for categories with difficulty accessing credit, despite their potential
- Employment protection and HR development
- Supplier partnership development
- Contributing to the needs of the community
- Improvement in customer relations
- Product and service model innovation
- Setting the benchmark for society in social and cultural responsibility
- Support for combating climate change
Last updated 12 November 2020 at 10:32:43
