Commitment to environment and climate

Act today for the climate
to achieve the goals of today and tomorrow

In the 2026-2026 Business Plan, Intesa Sanpaolo has confirmed the commitments to decarbonization, specifically – in relation to 2050 net zero – the 2030 targets for financed and own emissions, asset management and insurance business.

Intesa Sanpaolo has always been committed to promoting environmental sustainability by integrating this objective into its strategy with a commitment to support the green transition which aims at supporting businesses as well as reducing its emissions.

The ecological transition is an innovation process that promotes the transition from an economic, social and environmental model that is dissipative and extraneous to the environmental context in which it is inserted, to a system of regenerative production and consumption that has economic, social and environmental sustainability as its goal.

The path towards ecological transition and Net Zero commitments are fundamental to guaranteeing a future for present and next generations. It is necessary to set concrete objectives to overcome the difficult challenge of climate change.

2026-2029 Business Plan Targets

2030 targets confirmed for financed emissions, asset management, insurance and own emissions aiming to Net Zero by 2050

Financed emissions

target by 2030 confirmed for the 10 highest-emitting sectors

Own emissions

2030 objectives confirmed with a 53% reduction in absolute emissions in scope 1+2 (1)

100% of the Group's electricity

purchased from renewable sources at Group level in 2030, where available

1) Reduction vs 2019 baseline.

Environmental protection and attention to climate change are key dimensions of the Intesa Sanpaolo Group's responsibility and the importance of this commitment is first of all reaffirmed in the group's values and in the codes and rules that guide its way of operating.

Clear examples of this are the Code of Ethics, the Rules for the environmental and energy policy, the Guidelines for the governance of environmental social and governance risks (ESG) and, in order to support the transition to a low-carbon economy, also the Rules for the coal sector and the Rules on Oil&Gas sector. Also the Rules on biodiversity and nature are available

Thanks to these foundations, the Bank is able to set up action plans and processes that allow it to manage its activities, environmental risks and related mitigation actions in an integrated and constructive way.

Main 2025 Results

-12% absolute financed emissions

at the end of 2025 vs end of 2024 in sectors subject to target-setting

-39% own emissions

scope 1+2 in 2025 compared to 2019

95.3% of Group electricity

purchases coming from renewable sources at the end of 2025

Environment and climate change: discover all the objectives and the results

2022-2025 Business Plan: 2025 results

ESG Initiatives	Business Plan Targets for 2022-2025	2025 main results/cumulative value since 2022
Accelerating towards net-zero emissions	Net-Zero emissions in 2050 for loan and investment portfolios and asset management and insurance 53% reduction in scope 1+2 absolute emissions by 2030 (1) 100% of electricity from renewable sources purchased by 2030 (At Group level in 2030, in geographies where possible) Commitment to submit science-based emissions reduction targets for validation by the Science Based Target initiative (SBTi)	Financed emissions reduction: Relating to lending activities, from 2022 to 2024 the Group set 2030 targets for the highest-emitting sectors and most relevant for the Group (2) Overall, in those sectors subject to target-setting, absolute financed emissions show a further reduction of 12% from end 2024 to end 2025 Own emissions reduction (2025): Scope 1+2 market based -39% vs 2019 (-5.6% vs 2024) 95.3% of Group’s electricity purchased comes from renewable sources On 27 January 2025, the Group received the validation by SBTi of targets for the reduction of own emissions (Scope 1 + Scope 2) and the Group’s financed emissions (3)
Protecting and restoring natural capital	Adoption of a specific policy on biodiversity	Rules on Biodiversity and Nature published in 2025 Launch of ‘CO2 mitigation solutions’: targeted client engagement that allows companies to define and commit to a multi-year CO2 reduction path
Protecting and restoring natural capital	Responsible management of resources	Paper purchased (2025): 3,324t (-10.1% vs 2024) ISO 14001 and 50001 certified scope: 100% of Intesa Sanpaolo sites in Italy

(1) Reduction vs 2019 baseline. Validated 1.5°C aligned by SBTi. Carbon neutrality in 2030
(2) Agriculture – Primary Farming, Aluminium, Automotive, Cement, Commercial Real Estate, Coal Mining, Iron & Steel, Oil & Gas, Power generation, Residential Real Estate.
(3) Related to Power Generation, Automotive, Iron & Steel and Commercial Real Estate sectors and the additional temperature rating targets.

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