Support to ESG transition

Supportin

• Support for the green transition: €88 billion in new financing for the green, circular and ecological transition (€76 billion for the application sectors of Mission 2 of the NRRP (2021-2026), €12 billion in green credit to private individuals, of which €8 billion dedicated to the Circular Economy)
• Further boost to sustainable financing for Retail customers with a focus on the green transition 
• Strengthening of sustainable financing for SMEs/Corporate companies 
• Laboratories dedicated to the circular economy and strategic partnership with the Ellen Macarthur Foundation 
• More than 12 ESG Laboratories, at least one in each Territorial Directorate 
• Skills4ESG platform for training and customer engagement

• ~€89.4bn of new lending disbursed in support of the green economy, circular economy and ecological transition in 2021-2025 (including Mission 2 NRRP). (Starting from 30.06.24 the figure also includes the 2022-2024 cumulative amount of transition finance pertaining to the foreign activities of the Group) 
• ~€15.2bn green mortgages disbursed in 2022-2025 (~ €6.3bn in 2025).  (Starting from 30.06.24 the cumulative amount of green mortgages issued by the International Banks Division since 2023 is also included).
• Circular economy credit facility: in 2022-2025, >1,400 green and circular projects assessed and validated for a total of ~€53.4bn, of these >€29.7bn granted in 830 transactions and ~€15.9bn disbursed; in 2025, 300 green and circular projects validated for a total of €19.5bn, of these €9.4bn granted by the Group in 188 transactions and disbursed €3.3bn
• As of December 2025, €8.7bn the Bank’s outstanding Green Bonds. The Green Bond Ratio as at 31/12/2025 is equal to 18.4% approximately
• 16 ESG Lab (Brescia, Padua, Venice, Bergamo, Cuneo, Bari, Taranto, Rome, Naples, Palermo, Milan, Turin, Florence, Macerata, Chieti and Genoa)

• Increase in managed savings (AuM) in sustainability-focused investments (Eurizon Perimeter – Funds pursuant to Articles 8 and 9 SFDR) from €110 billion in 2021 to €156 billion in 2025 with the percentage of total AuM increasing from 46% in 2021 to 60% in 2025 
• Engagement of companies covering 70% of financed emissions of the Portfolio in Scope by 2025 and 90% by 2030
• Expansion of the ESG asset management offering 
• Development of dedicated ESG consulting services for Fideuram

• €169.2bn of AuM in Eurizon funds under Articles 8 and 9 SFDR with a penetration of 75.4% of total AuM in 2025 (1)
• In 2025, 763 engagements conducted by Eurizon (35% covering ESG issues) 
• Eurizon achieved and exceeded its stewardship target by carrying out engagement activities with companies representing 75.6% of the financed emissions of the portfolio in scope 
• In 2025, 83 and 40 engagements respectively, conducted by Fideuram Asset Management SGR (until the 30.06.2025) (2) and Fideuram Asset Management Ireland (84% and 100% covering ESG issues) 
• New ESG offer from both Eurizon and Fideuram ESG Ambassador role established in the Private Banking Division – 33 Private Bankers selected for the pilot phase, completed in 2025