Prospectives

Intesa Sanpaolo’s 2026–2029 Business Plan sets out a strategy focused on sustainable profitability, disciplined execution and scalable growth.

Key elements of Intesa Sanpaolo’s 2026-2029 Business Plan include:

• commitment to deliver a Return on Equity above 20% through a tech- and fee-driven business model
• structural cost reduction in absolute terms
• confirmation of a Zero-NPL profile.

The Business Plan also outlines a significant expansion of advisory capabilities in Italy and across the Group’s International Banks, which are set to play a larger role in driving growth. This is complemented by the consolidation of isybank as a leading digital acquisition platform, alongside the Group’s broader growth strategy, delivering a net increase of around 2.5 million customers over the plan period, and the launch of isywealth Europe as a strategic option to extend the Group’s Wealth Management model to France, Germany and Spain.