Our environmental policies

Intesa Sanpaolo transposes its commitment into various environmental policies that outline the strategic and operational areas in which our Group carries out its initiatives to protect the environment and reduce its carbon footprint.

The Environmental and energy policy, adopted since 2007, define the principles and guidelines concerning the environment and direct / indirect impacts generated by its activities. 

The basic principles upon which our environmental policy is founded are the reduction of waste, progressive improvement of energy efficiency and performances, attention to the environmental and social consequences of our decisions.

In addition to guaranteeing full and total compliance with legislative provisions for the protection of the environment, we aim to identify innovative and effective solutions in this field, to apply the best environmental standards and to promote and develop the concept of environmental responsibility, with a renewed commitment to translating the international standards to which we have adhered into concrete actions.

The Rules on Green Banking Procurement set minimun sustainability criteria in the purchases of papar, stationery, electricity, office machines as well as in the Group's real estate assets. They also include rules for creating sustainable and safe events, defining the principles for improving the environmental sustainability of internal and external communication events and training courses. Within these rules, reference is also made to the issue of water although for the Bank it is not an issue of impact, in fact, within the Intesa Sanpaolo Group, water is used only for hygienic purposes. Despite this, the Group intends to implement all possible actions aimed at containing this important raw material.

The correct waste management is defined in internal procedures for environmental protection. For the purposes of managing the waste produced at the Group's sites, the Italian territory was divided into a number of lots where companies specialised in waste collection, sorting and disposal activities operate. These companies are subject to an evaluation process during which the authorisations required to operate as transporters (by means of vehicles entered on the relevant register) and recipients are also acquired. The various types of special waste are managed on the basis of their specific characteristics, while for separately collected waste such as paper, plastic and glass, compliance with the provisions issued locally applies. 

Similarly, in other countries, waste collection and management take place in compliance with the reference national legislation. 

In 2025, total waste volumes remained substantially unchanged, although a slight increase (0.76%) was recorded compared with the previous year. This increase was mainly due to hazardous waste (+17.9%), primarily resulting from the disposal of obsolete and unusable office equipment or following property disposals. In Italy, only 6% of the waste produced is disposed of (of which 4.1% is sent to landfill), while more than 94% is intended for reuse, recovery, or recycling.

Intesa Sanpaolo continues to experiment with innovative and circular ICT asset management models, aiming to promote the responsible reuse of resources and the efficiency of internal processes through initiatives for the reconditioning, reuse, and sale of end-of-life equipment, in line with the principles of the circular economy. In 2025, approximately 1,900 laptops no longer used by the Bank, but still functional, were sold to a company operating within a Milan prison. This company offers inmates work opportunities in the reconditioning of IT equipment, contributing to their rehabilitation and social reintegration. Overall, the sale involved over 6,500 pieces of IT equipment (including desktop and laptop PCs, tablets, and monitors).