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Commitment to environment: data

The Intesa Sanpaolo Group’s greenhouse gas emissions, reported in CO2 equivalent in accordance with the international GHG Protocol (Greenhouse Gas Protocol), relate to:

  • Scope1 direct emissions, relating to the use of fuel for heating, the fleet, and leaks of F-GAS;
  • Scope2 indirect emissions for centralised HVAC systems and electricity.

The Bank’s commitment to containing its CO2 emissions takes tangible form in its Own Emissions Plan which identifies specific 2030 targets aimed at reducing its consumption of natural gas, diesel and traditional electricity. The Bank also has a concrete and constant commitment to loans and services for the Green Economy.

Greenhouse emissions

As a result of the medium/long-term plans implemented since 2019, major reductions in electricity and thermal energy consumption and in the resulting emissions were achieved by the Group, with a drop of -39% in Scope 1 + Scope 2 Market-based emissions in 2025 (a 5.6% decrease in 2025 compared to 2024).

Greenhouse gas emissions
    2024 2025
Greenhouse gas emissions*  Unit Group Group
Gross Scope 1 greenhouse gas emissions tCO2e 45,280 43,592
Percentage of Scope 1 GHG emissions from regulated emission trading schemes % -
Gross location-based Scope 2 greenhouse gas emissions tCO2e 115,789 97,049
Gross market-based Scope 2 greenhouse gas emissions tCO2e 16,656 14,891
Scope1+2 - Gross location-based greenhouse gas emissions tCO2e 161,069 140,641
Scope1+2 - Gross location-based greenhouse gas emissions per operator tCO2e/operator 1.6 1.5
Scope1+2 - Gross market-based greenhouse gas emissions tCO2e 61,936 58,483
Scope1+2 - Gross market-based greenhouse gas emissions per operator tCO2e/operator 0.6 0.6
Gross Scope 3 greenhouse gas emissions (cat. 1-14):      
1. Purchased goods and services** tCO2e 7,179 9,868
2. Capital goods tCO2e 6,432 7,257
3. Fuel and energy-related activities tCO2e 25,645 23,615
4. Upstream transportation and distribution tCO2e 13,161 16,726
5. Waste generated in operations tCO2e 254 602
6. Business travel  tCO2e 5,959 6,330
7. Employee commuting [Italy] tCO2e  33,441 35,396
8. Upstream leased assets tCO2e 2,419 1,022
9. Downstream transportation tCO2e - -
10. Processing of sold products tCO2e - -
11. Use of sold products tCO2e 239 256
12. End-of-life treatment of sold products tCO2e - -
13. Downstream leased assets tCO2e 3,489 2,708
14. Franchises tCO2e - -

* For details on financed emissions, please refer to the section below entitled ‘Target Setting on Lending Activities: Annual Reporting of Estimated Emissions’.

** 2025 data include, in addition to emissions from paper purchases and the use of cloud computing, also emissions from water and toner cartridge that were not calculated in 2024. With reference to the emissions due to the purchase of paper (4,296,47 tCO2 ) a decrease of paper emissions (-8%) is in line with the reduction of use of paper.

Emissions of other gas which are harmful to the ozone layer (NOX, SO2)
Emissions of other gas which are harmful to the ozone layer (NOx, SO2) - Scope 1 and 2 Unit Group
2023 2024 2025
NOX emissions t 45 35 32
SO2 emissions t 13 11 8
Energy consumption

In 2025 the reduction in energy consumption, particularly that related to fossil fuels, has continued (-2.6% compared to 2024). Both fossil-based electricity and natural gas consumption for self and condominium heating has decreased. With reference to the fleet-related energy consumption, there was a reduction in fossil fuel use in favour of renewable electric charging. 

Total electricity focus (including cogeneration)

Total electricity focus (including trigeneration) Unit Group
2023 2024 2025
Total electricity consumed MWh 379,798 367,367 355,567
Electricity per operator kWh/operator 3,846 3,708 3,681
Electricity purchased MWh 351,995 342,476 330,323
of which renewable % 88.2 92.8 95.3
Electricity self-produced MWh 27,802 24,892 25,333
of which renewable % 5.0 5.4 6.0
Responsible management of resources
Transports
Transport Unit Group
2023 2024 2025
Air travel thousands of km 19,351 23,618 29,671
Train travel thousands of km 28,165 31,427 29,075
Company fleet thousands of km 56,771 61,263 58,400
Personal Cars thousands of km 14,873 15,040 14,235
Paper consumption
Paper consumption Unit Group
2023 2024 2025
Purchased paper t 4,094 3,696 3,324
Purchased paper / operator kg/operator 41.5 37.3 34.4
Certified recycled paper % 58.4 61.2 57.8
Eco-sustainable certified paper (not recycled) % 30.3 29.9 32.5
Traditional (not recycled) % 11.3 8.9 9.8
Toner consumption
Toner consumption Unit Group
2023 2024 2025
Toner: total kg 90,588 74,069 70,776
Toner: remanufactured cartridges % 49.3 57.9 45.4
Toner: traditional cartridges % 50.7 42.1 54.6
Water consumption
Water consumption Unit Group
2023 2024 2025
Total water consumed thousands of m3 (ML) 1,970 2,129 1,861
Total water consumed / operator m3/operator 20.0 21.5 19.3
Special waste by type
Special waste by type Unit Group
2023 2024 2025
Total waste t 3,781 3,349 3,374
Total waste / operator kg/operator 38 34 35
Total waste not intended for disposal* t 3,524 3,148 2,887
Paper and cardboard t 1,678 1,740 1,508
Cartridges, ribbons and films t 50 44 32
Office machinery t 1,589 1,165 1,218
Monitors t 99 69 52
Other types t 108 130 77
Total waste intended for disposal* t 256 201 487
Paper and cardboard t 13 13 183
Cartridges, ribbons and films t 33 27 26
Office machinery t 153 112 142
Monitors t 37 26 71
Other types t 21 23 65

* All waste operations are carried out at an external site.

* All waste operations are carried out at an external site.

Special waste not intended for disposal*
Special waste not intended for disposal* Unit Group
2023 2024 2025
Total non-hazardous waste t 3,388 3,041 2,818
Recycling t 1,733 1,781 1,550
Reuse/recovery t 1,648 1,254 1,269
Preparation for reuse t 3 3 0
Other recovery operations t 4 4 0
Total hazardous waste t 136 107 69
Recycling t 0 0 0
Reuse/recovery t 136 107 69
Preparation for reuse t 0 0 0
Other recovery operations t 1 0 0

* All waste operations are carried out at an external site.

* All waste operations are carried out at an external site.

Special waste intended for disposal*
Special waste intended for disposal* Unit Group
2023 2024 2025
Total non-hazardous waste t 219 175 399
Landfill t 150 116 245
Incineration with energy recovery t 18 17 16
Incineration without energy recovery t 49 36 129
Other disposal operations t 1 6 10
Total hazardous waste t 37 26 88
Landfill t 35 24 32
Incineration with energy recovery t 0 0 1
Incineration without energy recovery t 2 1 55
Other disposal operations t 1 0 0

* All waste operations are carried out at an external site.

* All waste operations are carried out at an external site.

Parameters
Parameters Unit Group
2023 2024 2025
Operators = Staff + External staff with continuous presence No. 98,739 99,082 96,590
Staff No. 93,759 93,539 90,789
External staff with continuous presence No. 4,980 5,543 5,801
Total transport thousands of km 119,159 131,347 131,382
Floor area thousands of m2 3,933 3,452 3,524
Floor area thousands of m2 3,997 3,933 3,452
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