Serbia: BIB introduces minibonds, innovative source of finance for SMEs
12 May 2025
Banca Intesa Beograd (BIB), part of the Intesa Sanpaolo Group, is the first bank in Serbia to launch minibonds, opening up new opportunities for financing SMEs - key segment of the economy - while contributing to the further development of the domestic capital market.
As the arranger and sponsor of individual mini bond issues, Banca Intesa will provide an alternative source of financing for SMEs seeking to raise funds to support the development of their business, whether related to the launch of new commercial initiatives or the acquisition of other companies.
Among the key benefits of mini bonds are a maturity of seven years and a grace period of two years, with a maximum issue amount of €10 million and no hard collateral required.
The initiatve strengthens Banca Intesa Beograd's position as the Serbian market leader and represents an important step forward in the development and diversification of the country's financial ecosystem.
Intesa Sanpaolo’s CEE minibond strategy
The introduction of minibonds in the Serbian market is part of Intesa Sanpaolo's Minibond Initiative and BIB's broader strategy aimed at supporting sustainable economic growth, in line with the best practices of European financial markets.
Tha launch of minibonds in Serbia follows their introdution in the Croatian market and will also be extended to Slovakia.
Early results are promising: in Croatia alone, €60 million were placed in just six months.
Banca Intesa Beograd, memebr of the Intesa Sanpaolo Group in Serbia
Banca Intesa Beograd has been at the forefront of the Serbian market for 17 years. Thanks to a combination of physical and digital presence and a comprehensive offer of modern financial solutions, the bank boasts 1.4 million clients in the corporate and retail segments.
The Bank is part of the Intesa Sanpaolo’s International Banks Division, headed by Paola Papanicolaou, that counts 7.5 million customers and more than 900 branches in 12 countries, with a strategic presence in commercial banking in Central Eastern Europe, Middle Eastern and North African areas.
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