The Consolidated Non-Financial Statement at 30 June 2023 is a infra-annual document that is published voluntarily by the bank and presents a timely monitoring of projects, initiatives and performance indicators in the ESG (Environmental, Social, Governance) area.
The document reports the results achieved which reference to the progress made towards the sustainability commitments undertaken by the Group, starting from the United Nations Sustainable Development Goals and the ESG objectives declared in the Business Plan, which represent one of the four pillars for the solid and sustainable creation of value and for the further strengthening of leadership in the sustainability field.
Below are the most relevant results, relating to the first half of 2023:
- new medium and long-term credit to the real economy for approximately 29 billion euro, of which 19.3 billion to families and businesses in Italy
- 2.7 billion euro disbursed for social lending1 (around 12 billion from 2022). In particular: loans to support non-profit organisations for 133 million euro and over 30 million euro within the Fund for Impact
- as part of the food and shelter for the needy program to combat poverty, over 28.1 million interventions have been carried out since 2022 (including in support of the humanitarian emergency in Ukraine) which include 21.9 million meals, 2.9 million of dormitories/beds, 3.1 million medicines prescriptions and over 278,000 items of clothing
- consolidated commitment to culture: over 400,000 visitors to the Gallerie d'Italia. Furthermore, 5 new exhibitions were inaugurated and free inclusive and educational activities continued
- 99 innovation projects launched (300 from 2022 out of 800 envisaged in the new Business Plan); approximately 20 million euro invested (74 million from 2022) out of a target of approximately 100 million euro in start-ups by Neva SGR
- the offer of ESG investment products both in asset management and in the insurance sector has been strengthened according to the articles 8 and 9 of the SFDR (Sustainable Finance Disclosure Regulation): proportion of total assets under management of approximately 70% for Eurizon (compared to an already exceeded target of 60% in 2025) and 67% for Fideuram, investment options (articles 8 and 9 of the SFDR) underlying the insurance products available to customers, have been increased to approximately 75%, reaching the target set for 2025
- between 2021 and the first half of 2023, approximately 37.6 billion disbursed out of the 76 billion disbursment plan in relation to the areas of application of Mission 2 of the National Recovery and Resilience Plan 2021-2026, focused on supporting the green economy, circular economy and ecological transition
- approximately 0.7 billion euro of Green Mortgages disbursed, for a total of 3.3 billion from 2022, out of a 2022-2025 Plan objective of 12 billion euro of new green credit to individuals
- within the 8 billion euro plafond dedicated to circular and green economy, approximately 2.8 billion disbursed (5.8 billion from 2022)
- the Group's commitment to the containment of CO2 emissions materialized in the first half of 2023 with a reduction of approximately 12% in its own emissions2, also thanks to the specific medium-long term actions adopted aimed at reducing its consumption.
1 Excluding financing related to the COVID-19 emergency and including credit provided to support disaster events and for urban regeneration.
2 Scope 1 + 2 Market-based: the data relating to Scope2 for the electricity purchased considers the contribution, contractually revised, of the Guarantee of Origin certificates from renewable sources and therefore with zero emissions.