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Policies and certifications

Policies are key documents in the path of sustainability that Intesa Sanpaolo has decided to undertake. Starting from the principles expressed in the Code of Ethics, they establish rules to ensure transparency and professionalism in the relationship with stakeholders and identify the responsible functions for the different activities.

Investments and insurance
Sustainability risk integration policies and adverse effects - Intesa Sanpaolo
The document illustrates Intesa Sanpaolo's policy with regard to Sustainability Factors in the context of investment or insurance consultancy.
Sustainability Policy - Eurizon Capital SGR S.p.A.
The document describes the methodologies for selecting and monitoring financial instruments adopted by the SGR in order to integrate the analysis of sustainability risks as part of its investment process.
Sustainability risk integration policies and adverse effects - Intesa Sanpaolo Private Banking
The document illustrates Intesa Sanpaolo Private Banking's policy with regard to Sustainability Factors in the context of investment or insurance consultancy.
Sustainability risk integration policies and adverse effects - Fideuram Intesa Sanpaolo Private Banking
The document illustrates Fideuram Intesa Sanpaolo Private Banking's policy with regard to Sustainability Factors in the context of investment or insurance consultancy.
Sustainability Policy - Intesa Sanpaolo Vita The document presents the guidelines relating to the sustainability of Intesa Sanpaolo Vita, the parent company of the Insurance Group.
 
Credit and sensitive sectors
Guidelines for the governance of environmental social and governance risks regarding lending operations Specific Guidelines for the governance of ESG risks regarding lending operations define the general criteria aimed at excluding the financing of companies with particularly relevant environmental, social and governance risks. 
Rules for lending operations in the oil & gas unconventional sector
The document introduces specific exclusions and limitations to operations linked to the main unconventional resources and fragile ecosystems, in implementation of the "Guidelines for the governance of environmental, social and governance risks regarding lending operations" and in line with the indications contained therein.
Rules for lending operations in the coal sector The document sets out, for the Group, limitations and exclusion criteria with reference to lending operations in the coal sector in implementation of the "Guidelines for the governance of environmental, social and governance risks regarding lending operations" and in line with the indications contained therein.
Rules governing transactions with subjects active in the armaments sector
The rules define the provisions that the Intesa Sanpaolo Group intends to adopt in its banking and/or lending activities with subjects operating in the armaments sector and identify some particularly controversial areas from which the Intesa Sanpaolo Group intends to abstain.
Policy concerning the financing of political parties The policy applies to all the foreign subsidiaries in the Group and aligns, with the existing Parent Company regulations, the management with and the granting of loans to political parties and entities (physical and juridical) connected thereto. It reiterates the ban on disbursements through charity and sponsorship, established in Italy by Legal Decree n. 231.
 
Human Rights
   
Principles on Human Rights
The principles define the Group's commitment to human rights in the relationship with all internal and external subjects and explain the main areas of responsibility towards each stakeholder.
Rules on diversity for sexual orientation and identity
The rules define the Intesa Sanpaolo commitment concerning diversity for sexual orientation and identity, extending to unions between persons of the same gender the benefits provided by the company regulations or equivalent ones.
 
Environment
Rules for the environmental and energy policy The rules outline the approach of Intesa Sanpaolo in preventing, managing and, where possible, reducing the environmental impacts (including those related to energy consumption) generated.
Rules on Green Banking Procurement The present paper rules minimum criteria of sustainability in the purchases of paper, stationery, toner, electricity, office machines as well as in the restructuring of the Group's real estate assets.
Rules governing the organization of communication events and training courses The document sets out the criteria and rules for improving the environmental sustainability of internal and external communications events, training courses and other associated events.
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