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Sanpaolo IMI Archive: Ratings as at 31.12.2006

Please find below a table with the rating on the indebtedness of Sanpaolo IMI as assigned by the top international rating agencies: Fitch Ratings, Moody's and Standard & Poor's.

RATINGS AS AT 31.12.2006

                                   SHORT TERM DEBT MEDIUM-LONG TERM DEBT OUTLOOK
Fitch Ratings F1+ AA- Stable
Moody's P-1 Aa3 Stable
Standard & Poor's A-1+ AA- Stable
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