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Innovation

Support to innovation and startups

Support for companies and start-ups embraces the development of their innovation processes, also through the promotion and support to business transformation and multidisciplinary research projects, key strategic levers for competitiveness in a constantly evolving market. 

UN SDGs SUPPORTED

icon innovation

Intesa Sanpaolo Innovation Center is the Group's company dedicated to frontier innovation across five main areas: research, startups, ecosystems, open innovation, and spreading of the culture of innovation. As the Group’s competence centre for the circular economy (CE), it supports SMEs/Corporates in their path towards sustainability, contributing to make the Intesa Sanpaolo Group the driving force of a more aware, inclusive and sustainable economy.

Neva SGR is the venture capital of the Intesa Sanpaolo Group, wholly owned by Intesa Sanpaolo Innovation Center. Through Neva SGR, Intesa Sanpaolo can provide venture capital to high-tech companies (in areas such as Cybersecurity, Cloud Computing, AI, 5G, and Blockchain), acting as a financial vehicle for the hi-tech sector.

2022-2025

>800 innovation projects

2022-2025

904 innovation projects launched
(258 in 2025)

2022-2025

€100 m investments by Neva SGR in startups

2022-2025

€199 m invested by Neva SGR in start-ups
>€80 m in 2025

Development of multidisciplinary applied research projects

Intesa Sanpaolo Innovation Center (ISPIC) collaborates with leading research centers to conduct multidisciplinary applied research in fields such as artificial intelligence (AI), neuroscience and robotics. By promoting technology transfer and supporting spin-offs, ISPIC creates valuable intangible assets and intellectual property. At the end of 2025, 24 projects were ongoing in AI, neuroscience, and robotics, with 13 projects launched in 2025 and more than 40 since 2022.

 

2022-2025

40 research projects launched in the period 
24 ongoing projects in 2025 on artificial intelligence, neuroscience and robotics, of which 13 launched in 2025

 

Startups

ISPIC supports high-potential startups through non-financial services, such as acceleration programmes, and by connecting startups to venture capital funds. This support is enhanced by the Group’s subsidiary, Neva SGR. Two notable initiatives, realized with Banca dei Territori Division and Insurance Division include: 

  • Up2Stars, promoted by the Banca dei Territori division, is built around four vertical pillars: new materials, robotics, design tech, and aerospace. In 2025, 10 startups were supported, bringing the total to 90 since 2022.
  • In Action ESG Climate, promoted by the Insurance Division, aims to foster new solutions to tackle climate change and support the green transition through technological innovation and the development of new business models. Since 2022, a total of €1.75 million has been awarded, benefiting 11 startups.

Ecosystems of innovation

ISPIC plays a key role in developing innovation ecosystems both locally and internationally, coordinating relationships with corporates, incubators, R&D centers, universities, and institutions. These partnerships facilitate the transfer of knowledge between academia and the financial sector, particularly enhancing innovation in green and high-tech industries. With reference to ecosystem initiatives, since 2019, over 270 startups were supported and enhanced, over 650 collaborations and proofs of concept were realised, more than €190m in capital was raised, and 1,150 new hires were made. ISPIC has launched Maritime Ventures, a three-year program focused on developing disruptive initiatives in the nautical and port sectors. ISPIC has also joined the Galaxia initiative, promoting technology transfer within the aerospace industry.

During 2025 a new partnership with ‘Bio4Dreams’, a certifiedItalian incubator, was signed to foster Life Science startups. Fondo SEI of Neva SGR involved with a commitment of investment of 1 million euro. Moreover, it was renewed the partnership agreement for ‘Italian LifeStyle’ acceleration programme supporting startups in digital solutions for tourism, fashion, food&wine and realised the first acceleration programme for 6 startups. It was signed a new collaboration agreement for the scaling up of startups previously accelerated in ‘Terra Next’ acceleration programme in Bioeconomy.

2025

around 450 startups supported

2025

>650 collaborations
and proofs of concept

2025

€190 m capital raised

2025

1,150 new hires

Accelerating business transformation and supporting long-term development of companies


Examples

Examples
Open Innovation Programs
Since 2022, 135 companies have participated in open innovation programs
of which more than 30 involved in projects focused on the circular economy
Support for the international expansion of startups and SMEs
2025 Collaborations
ISPIC has provided services to startups in collaboration with EDIH EXPAND, DIPS, and DAMAS. To support the internationalization of startups and SMEs, ISPIC has engaged more than 50 companies in various initiatives within key hubs such as London, Paris, Stockholm, and Zurich.

 

Match-making events

Connections
In 2025, more than 30 positioning and matchmaking events were held. In June, a key event took place aimed at reflecting on the role of the circular economy as a strategic driver for industrial competitiveness and the ecological transition, within an increasingly sustainability-oriented European framework.

Spreading the culture of innovation

Dissemination of knowledge and culture of innovation through events and new training formats (e.g. positioning and match-making events, dissemination to retail and corporate clients and to high schools, universities and post-graduates). In 2025, ISPIC organized over 30 positioning and matchmaking events, with more than 19,000 participants.

In addition, ISPIC has published 19 innovation reports/publications (>65 since 2022) on technologies and trends in different fields (e.g. energy storage, decarbonization of the agri-food sector).

Training initiatives have been promoted to increase and share a digital culture and building a “green IT” in Italy through the Opening Future Portal that plays a crucial role in improving digital skills for SMEs, fintech companies, startups, and educational institutions.

2025

>30 positioning and match-making events
for the match between innovation supply and demand with 19,000 participants

2025

19 reports published on innovation and technology

Solutions for innovative companies

The innovative transformation paths of companies also require financial support and Intesa Sanpaolo is active on this front both through its own financing solutions, such as NOVA+, and through agreements at European and national level to allow companies to access public incentives.

Financial solutions for innovative businesses

Financial solutions for innovative businesses

 

Nova+

A medium-to-long-term financing line designed for businesses engaged in research, development, and innovation
Nova+ provides three different financing lines according to the strategy pursued by the company to improve its technological and knowledge assets:
  • ‘Nova+ Ricerca’: research and development projects aimed at creating new products, production processes and technologically innovative services for the company. In line with technological trends at a European level, ‘Nova+ Ricerca’ can in turn be divided, in the case of specialist research and development projects, into six specific products focusing on different subjects, such as: digital and Industry 5.0, climate neutrality and circular economy, space and security, health, mobility and agritech.
  • ‘Nova+ Acquisto’: acquisition from the market of systems and knowledge useful for enriching the technological content of the company’s products, processes and services and/or improving its organisation and corporate structure.
  • ‘Nova+ Brevetti & Disegni’: innovative projects for the valorisation of patents and industrial designs (including trademarks and models), aimed at introducing product/process innovation onto the market or increasing its innovative content.

 

InvestEU

Agreement with the European Investment Fund to provide guarantees to businesses under the InvestEU program
Guarantee for the financing of transactions supporting sustainability-related investments, including

climate change mitigation, the protection of water and marine resources, the circular economy, pollution prevention and reduction, the protection and restoration of biodiversity and ecosystems, sustainable forestry and other climate change mitigation investments, investments in the development or adoption of sustainable and organic agricultural practices, and improving access to services and products for vulnerable groups.

Neoimpresa
For newly or recently established SMEs
Financing product that responds to the needs of new or recently established innovative businesses and start-ups

to obtain medium-long term financing for the start-up and development of activities characterised by a significant research and development content.

 

D-loan
Financial solution to incentivize investments in initiatives and to evolve the digital and technological profile of companies
The D-Loan offer provides for the granting of favorable conditions to companies that declare their commitment to specific digital and technological KPIs, in the form of objectives to be achieved thanks to the financing itself.

For example, strengthening the company's digital positioning, structural investments aimed at enabling the use of broadband and the adoption of hardware and software for cybersecurity.

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